2020 has proven to be a fantastic year for refinance rates. They are currently at the lowest they’ve been for years, so now could be the perfect time to refinance. According to a Black Knight Mortgage Monitor Report, 30-year rates fell below 3% in mid-July, providing refinance incentive to a record 18.1M homeowners. Given this, if you took a mortgage out last year you may want to think about refinancing it this year.
If you are looking to refinance to a lower rate or lower monthly payment, we can help find you the best mortgage refinance lender for your unique situation. We’ve taken a stab at putting together the best lenders in a variety of categories that can help you through the refinance process. Even though you’ve been through the home loan process, there are more refinance lenders and more loan options than we’ve seen previously. With mortgage interest rates at historically low levels, it appears to be a good time for borrowers to refinance their home loan.
Given that no mortgage refinance company is perfect for every single borrower, we’ve compiled a list of mortgage lenders spanning a variety of categories. Below are the ShredMyPayments picks for top mortgage lenders for 2020:
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